Risk Optimization Driven By Your Risk Appetite

About TMN Risk

At TMN Risk we listen, learn, analyze and strategically address your risks.the combined knowledge of the latest best practices, with a proven ability to manage risk across compartmentalized business units. Our approach results in a holistic view of risk across your company then builds you a unique strategy to effectively reduce volatility and provide predictability.

We partner with your business to assess, prioritize and deeply understand your company’s risk appetite. Our strategic thinking and team approach will deliver a risk transfer program that provides predictability and stability for years.

Our Services

Contracts
&
Compliance

At TMN Risk we focus on indemnity, insurance and other risk transfer provisions ensuring risk has been transferred clearly and consistently. Language that accurately reflects the agreed upon terms providing clear and effective terms. Align indemnity and insurance provisions. Ensure consistency between…

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  • Our team works closely and regularly with insurance brokers, actuaries, captive managers and financial consultants to develop unique risk solutions that satisfy your business’s distinct risk appetite.
  • We lead the creation or restructuring of insurance placement and alternative risk transfer programs.
  • We are not brokers and we do not place insurance directly
  • We have long-standing relationships with large and small brokerages
  • We partner you with the most compatible broker
  • We work collaboratively with you and the brokers to document and tell your company’s risk story in a format most appreciated by the insurance markets 

Insurance &
Alternative Risk
Transfer Programs

Our team works closely and regularly with insurance brokers, actuaries, captive managers and financial consultants to develop unique risk solutions that satisfy your business’s risk appetite. We lead the creation or restructuring of insurance placement and alternative risk transfer programs…

Read More

  • Our team works closely and regularly with insurance brokers, actuaries, captive managers and financial consultants to develop unique risk solutions that satisfy your business’s distinct risk appetite.
  • We lead the creation or restructuring of insurance placement and alternative risk transfer programs.
  • We are not brokers and we do not place insurance directly
  • We have long-standing relationships with large and small brokerages
  • We partner you with the most compatible broker
  • We work collaboratively with you and the brokers to document and tell your company’s risk story in a format most appreciated by the insurance markets 

Claims
&
Loss Control

We focus and maintain regular communication with insurers to drive a swift resolution while optimizing recovery of insurance proceeds for property damage claims. We also assist with tendering claims based upon contractual risk transfer terms, decreasing the number of claims…

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  • Our team works closely and regularly with insurance brokers, actuaries, captive managers and financial consultants to develop unique risk solutions that satisfy your business’s distinct risk appetite.
  • We lead the creation or restructuring of insurance placement and alternative risk transfer programs.
  • We are not brokers and we do not place insurance directly
  • We have long-standing relationships with large and small brokerages
  • We partner you with the most compatible broker
  • We work collaboratively with you and the brokers to document and tell your company’s risk story in a format most appreciated by the insurance markets 

Notable Projects

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Captive Insurance Company

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Master Builder’s Risk Program

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Rolling Owner Controlled Insurance Program

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TBD

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Our Values

Honesty & Integrity

We are honest with our clients. We know you’re trusting us with sensitive information and we don’t take that lightly. TMN Risk earns your trust through transparency and open communication.

Client Focused

We see challenges as opportunities and won’t stop working until we’ve found the right solution for our clients. We are determined to build the best possible plan for your specific needs.

Innovation

Creativity is our special sauce. It allows us to transform technical knowledge and financial expertise into the perfect plan for your business. We think outside the box and bring fresh ideas to the table.

About TMN Risk

Heather Ignoffo

Heather Ignoffo, J.D., is a detail-oriented creative thinker with over five years of experience in risk management. She excels at fostering collaboration across departments, effectively uniting finance, legal, and other teams to comprehensively mitigate risk.

Heather, a Chicago native, is happily married to the love of her life, and together they have three wonderful children. She finds her greatest joy in the company of family, close friends, and delicious food. An outdoor enthusiast, Heather loves spending her time in her garden or cycling through the beautiful landscapes.

Our Founder

Heather Ignoffo

Heather Ignoffo, J.D., is a detail-oriented creative thinker with over five years of experience in risk management. She excels at fostering collaboration across departments, effectively uniting finance, legal, and other teams to comprehensively mitigate risk.

Heather, a Chicago native, is happily married to the love of her life, and together they have three wonderful children. She finds her greatest joy in the company of family, close friends, and delicious food. An outdoor enthusiast, Heather loves spending her time in her garden or cycling through the beautiful landscapes.

Client
Testimonials

Client Testimonials

Contact Us

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312-519-4489

Lorem ipsum, Studio 416
Chicago IL 60610